Advisory firm: real estate investment and development

FIELDS RE ADVISORY

EXPERIENCE, EXPERTISE, EXECUTION

Land acquisition

Multifamily development

Development sales

Development insight, blog

Fields Real Estate Advisory

Institutional Insight. Local Expertise. Smarter Development.
Fields RE Advisory is a Toronto-based real estate investment and development advisory firm specializing in missing middle and multifamily projects valued between $3 million and $10 million across the Greater Toronto and Golden Horseshoe region.
We also provide strategic land acquisition advisory to institutional developers, private equity funds, and family offices, supporting their expansion into high-potential infill and redevelopment opportunities.

Our Mission

We bring institutional-grade analysis and execution to the mid-market development space — helping clients obtain and deploy capital, navigate zoning and entitlement complexities, and optimize site assemblies for long-term value creation.
Our mission is to advance sustainable, profitable, and community-oriented housing solutions across Toronto and Southern Ontario. We deliver optimal strategies for our clients, investors, and partners by applying HBEU — Highest and Best Economic Use principles to every opportunity.

Our Focus

At Fields Real Estate, we bridge the gap between vision and viability — guiding our clients through every stage of the development process with precision, insight, and integrity. With deep local insight and institutional discipline, we deliver innovative, solutions-driven strategies grounded in sound risk management.
Our advisory platform is designed to empower smarter decisions throughout the entire investment lifecycle.
Expertise areas:
  • Missing middle and multifamily development ($3M–$10M range)
  • Missing middle student housing
  • Infill and urban intensification strategies
  • Land assembly and entitlement advisory
  • Development financing and partnership structuring
  • Institutional acquisition and disposition services
  • Construction management services

Learn more about real estate investing and development

Multifamily Real Estate

Multifamily real estate in Toronto and Ontario offers strong investment potential, but navigating it can be complex.

There’s a lot to consider, from securing the right financing to understanding zoning bylaws, rent regulations, absorption rates, and landlord protections.

In addition to shifting government policies, expert guidance becomes essential.

Fields RE Advisory provides the tools and insights you need to start investing or confidently scale your missing middle multifamily portfolio.

Land Assembly for Development

Land assembly and development in Toronto and Ontario is key to addressing the region’s growing housing demand. In high-demand areas with limited land availability, maximizing land use responsibly and economically is essential.

We examine how to better collaborate with city planners and local stakeholders to lead thoughtful, forward-looking rezoning processes, transforming assembled properties into sustainable, higher-density housing that meets the needs of a growing population.

Rental Housing Services
Risk Mitigation
Economic Results
Community Impact
Opportunity

Real estate insight

You & Us Together

Due Diligence

Real estate investing and development in Ontario demand thorough due diligence.
Success requires a deep understanding of evolving zoning regulations and federal and provincial policies that shape land use and development potential.

At FieldsRE, we help investors understand these complexities, such as Toronto City Council’s Major Streets Initiative, and assess what these changes mean for opportunity and financial return.

Can your site realistically support six storeys and 60 units? We break down what’s possible—and what’s profitable.

Financial Insight

We take an institutional approach to real estate—treating it as a business and an asset class.
For many Canadians, the same disciplined mindset should be applied across their entire real estate portfolio, including their primary residence.

A home is often the largest lifetime purchase, with significant long-term financial implications. Whether it’s multifamily, commercial, or any other property type, we advocate for a systematic, risk-aware approach to investing.

We aim to help grow the real estate community’s understanding of sound financial principles and elevate the conversation around real estate as a serious investment vehicle.

Maximum Value

Real estate development and value creation in Ontario—especially in major cities like Toronto—should be viewed through the lens of investor returns and the lasting positive impact it can have on our communities.

FieldsRE will educate investors, developers, and the broader public by offering an honest and informed perspective on how thoughtful development can generate meaningful value for individuals, neighbourhoods, and cities.

The market is broken. That's our advantage.

Are you a real estate brokerage?

Please note: We are not a real estate brokerage. We are an online resource dedicated to providing educational content and market insights.
However, if you’re seeking personalized real estate advice, feel free to contact James Fields, Broker of Record at Trolleybus Realty Inc., Brokerage.

Toronto major Street zoning - Can I put up 60 units?

Can I get 60 units by right under Toronto’s Major Streets zoning?
While the Major Streets zoning framework allows up to six storeys and 60 units by right, the reality is more complex.

Most lots on major streets are either too small, already developed, or priced prohibitively high for this scale of development. In practice, most suitable sites will realistically support closer to 10 to 20 units, depending on lot size, frontage, and site constraints.

Is multifamily development and investment a good option?

Yes, multifamily real estate can be a strong investment, offering steady income and long-term appreciation potential. However, success depends on careful due diligence, especially in Ontario, where tenant protections are strong and can impact landlord flexibility.

Given that the cost of multifamily assets has tripled in the past two years, it’s more important than ever to understand your financials, whether you’re purchasing or developing. Staying informed about evolving government policies and incentive programs is also essential to maximizing returns and minimizing risk.

Is the risk with CMHC financing?

Yes, there are risks, and it’s important to consult a CMHC financing expert to assess your specific situation. CMHC offers three main programs: one exclusively for large, institutional developers (100% CMHC-funded), and more commonly, the Select program, which is subject to strict eligibility and evolving criteria.

Key risks include liquidity risk—as there’s a cap on total insurance coverage—and policy uncertainty, as rules and qualification standards can change frequently. While CMHC can offer valuable long-term financing (e.g., 5- or 10-year guarantees), it may not suit all projects, especially those relying on affordability metrics for qualification.

Fields RE missing middle development, North York Toronto

Testimonials

Coming soon

John and Jane

Coming this, November

John and Jane

Work in progress

John and Jane

FIELDS RE

Disclaimer:
The information provided on this website is for educational and informational purposes only and does not constitute legal, financial, or professional advice. While every effort has been made to ensure the accuracy and reliability of the information presented, users are advised to independently verify any information before acting upon it. We strongly recommend consulting with a qualified professional regarding your specific circumstances.

Contact

416.826.2843

email

james@jamesfields.ca