First-time homebuyer affordability.
First-Time Homebuyer Guide: Multiplex Investment vs Single-Family Home Ownership
First-Time Homebuyer Guide: Multiplex housing
Our Experienced

Housing Affordability
Missing Middle Multiplex housing

Owners unit
Customized First Time Homebuyers Unit

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Renters Unit

Family Neighbourhoods
Location, Location, Location
The market is broken and that's our advantage.
Bringing Fairness and Opportunity Back to Homeownership
For many families across Toronto and Ontario, the dream of homeownership has started to feel out of reach. Prices in desirable, amenity-rich neighbourhoods continue to rise, while the traditional single-family home model often leaves buyers burdened with debt and limited flexibility. The middle class — once the foundation of our communities — is being pushed to the sidelines of the housing market.
At Fields Real Estate Advisory, we believe it’s time to change that story. Our innovative approach to multifamily homeownership empowers first-time buyers, parents, and even grandparents to invest smarter — not riskier. By rethinking the way we purchase and structure real estate, families can own property in desirable locations, generate income, and build long-term wealth rather than accumulating debt.
This isn’t just another investment strategy — it’s a movement toward fairness, stability, and opportunity. Our method is simple, attainable, and designed to make you financially and lifestyle better off, while giving you the flexibility to adapt to whatever life brings next.
Join us as we explore how multiplex ownership can open the door to sustainable homeownership and rebuild the foundation of the middle class — one family, one property, and one opportunity at a time.
A New Way Forward: Multiplex Ownership
Affordable Path to Homeownership, Income, and Independence
Why you should care.
Owning a home in a great Toronto neighbourhood should be accessible to everyone, and with Fields Real Estate Advisory, it is now.
Through our Multiplex Ownership Program, first-time buyers can enter the market with a plan that fits today’s world.
We take care of everything, from picking the right place and dealing with rules to getting financing, saving on taxes, and managing construction. We make the path to owning a home easy and clear.
Our smart approach helps you earn, generate income, lower risk, and live in lively, connected communities where you can enjoy life and plan for the future.
Multi-Family Housing
What You’ll Learn at the Seminar
Discover how Missing Middle Toronto is redefining the path to financial security for first-time homebuyers and creating a new, attainable option for the emerging middle class. We’ll cover everything you need to know to make informed, strategic decisions:
- Zoning reforms and how they open new opportunities
- Cross-generational planning to build long-term family wealth
- Maximizing tax incentives and government rebates
- Mitigating risk through strategic location selection
- The advantages of building vs. buying multifamily properties
- Why now is the perfect time to take action
- How missing middle ownership is more affordable — and smarter — than traditional single-family buying
By the end of the seminar, you’ll understand why multiplex ownership is not just an option, but the smartest, most accessible path to homeownership and financial independence in today’s market.
Single-Family Homeownership
What You’ll Learn About Single-Family Homeownership
Explore why the traditional path of single-family homeownership is becoming increasingly challenging for first-time buyers, and how the game has shifted in today’s market. In this seminar, you’ll learn:
- Why the system feels unfair and how single-family homes can become a long-term debt burden
- Whether single-family ownership is the right choice for you right now
- The benefits of owning a single-family home — and in what economic conditions it truly makes sense
- How the rules have changed for first-time buyers and what that means for your options
- Why the “level-up” strategy for the middle class is disappearing — and how to navigate a new reality in real estate
By the end of the session, you’ll gain clarity, insight, and a clear perspective on whether single-family ownership fits your financial and lifestyle goals — and what alternatives may offer smarter, more attainable pathways to homeownership.
Housing Affordability
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Fields RE
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Contact
416.826.2843
Offices
james@jamesfields.ca
